“Live with no excuses and love with
no regrets.”

The Key to Effective Relationships
A member of the Concannon, Miller & Co. team since 1997, Denise Hozza feels that “getting answers to clients’ questions quickly and accurately” is the key to effective long-term client relationships, adding that “customer service is of the utmost importance.”

The Phillies and the Yankees?
Denise enjoys photography, walking her local scenic trail, and attending her children’s many sporting events. Besides the Whitehall Zephyrs, she also roots for the Eagles, the Phillies, and the Yankees.

Respect for Experience
“Always take the time to learn from more experienced individuals,” Denise says, “because they have so much to offer.”

Always Make Time for Family
Though her friends would describe her as “way too busy,” Denise does make time for family vacations, a trip to Punta Cana being her favorite.

Denise says her family is her most prized possession, and the births of her three children were the most exciting moments in her life. She cites her mother as the most influential person in her life.

The Importance of Volunteer Work
Denise believes in the importance of volunteer work and serves as a March of Dimes board member and a church lector and finance committee member.

Denise’s favorite book is East of Eden.